What do you think of taking a coach to buy insurance？

Traffic personal accident insurance and passenger tickets have been sold at the same time for many years, how much do passengers know about this type of insurance？ Is the sales method reasonable？ Do passengers buy insurance voluntarily？ In order to find out, this newspaper sent multiple journalists walked into the long-distance bus station around the investigation -

Or buy insurance, accident, can play a big role

On August 20 at 9: 00 a.m., the reporter came to Linfen city long-distance bus station in the station road。 Just bought a ticket to Fujian province Fuding city Mr he said, he is mainly in the outside business, for him, every time he went out of the door, he is scary, " alas, can't, now the traffic environment is complex, often run outside, really to say, or to buy insurance is better。 " so every time I buy a ticket he will take the initiative to buy insurance, to nip in the bud。 Another woman who went to Zhejiang to see her children told reporters that she would take the initiative to buy an insurance every time she drove。

Coincidentally, in Changzhi passenger transport center station square, from Linfen ancient county to Changzhi work Yu - GUI Zhao, end a month of Changzhi work life, ready to get back to their hometown this morning。 Carrying luggage, through the station security, diameter go to the ticket window, bought a ticket home, and also added 2 yuan to buy an insurance。 In Yu - GUI Zhao's view, go out by car especially long distance or buy an insurance is better, now security accidents, accidents are likely to happen at any time, spend 2 yuan more money, nothing is best, one thousand accidents can play a big role。 The reporter saw, Yu - GUI Zhao bought 2 yuan insurance policy clearly marked " 35,000 yuan maximum insurance compensation"。

Ticket contains insurance, if forced tying, let a person uncomfortable in my heart

Not everyone agrees to buy insurance。 In Changzhi city east passenger station ticket hall, the reporter saw two middle-aged man with luggage, one in the luggage, one to buy tickets。 When the reporter stepped forward to ask if he had bought insurance, Zhai shifu, who bought the ticket, said, " it's no use buying insurance. if anything happens, he won't be able to buy anything."。 Besides, the bus to buy every passenger seat insurance, we pay to buy an insurance is redundant, save 2 pieces can also take the bus。 This year's money is hard to earn, can save, save is to earn。 " the reporter and they talked for a while to leave, Zhai teacher smiled and said to the reporter," we believe that our luck will be fine, if an accident that is fate。 " the

In Xinzhou city yuanping long-distance bus station ticket hall, radio has been repeatedly broadcast traffic safety knowledge。 A Wang xing man who has bought a ticket to Taiyuan told reporters: " I know the ticket itself has insurance, the other accident insurance can buy not to buy, a few years ago with the ticket to sell insurance, I used to also' be' bought insurance in addition, but his ride is a coach, in order to more than a guarantee, so I bought。 " the

Master Hu from Shangqiu city, Henan province is sitting in Linfen city bus station waiting hall chair, one hand holding a bread to eat, one hand holding a ticket in carefully studied。 Speaking of buying additional accident insurance, nonsense, he worked outside all the year round, unless the conductor to buy, generally won't take the initiative to buy, but also won't refuse, in general, he felt that the bus is safer。 " it's not, all sit for more than ten years, is not good？ " the

And in Yuncheng city bus station ticket hall, in Taiyuan a unit to work Mr Li said: " insurance, that is, after the accident there is a payment, as for the understanding of insurance I know very little, also didn't go to study。 Just when buying a ticket, the conductor tells you directly how much money, and then take the ticket to leave。 They didn't ask me to agree to sell insurance to me, this behavior itself is wrong, but because many passengers are still in line when buying tickets, sorry to delay everyone's time, think again is a dollar, bought is good, also forget about it。 " the

Mr Yan, Anyang, Henan province, said: " this phenomenon has become accustomed to, there have been forced tying phenomenon before, now much better。 Besides, who will dispute for a dollar and somebody else, the conductor's work busy, attitude is bad, say you a few words of difficult obedient, not worth it。 " the

A lot of passengers have met with the fact that car tickets are tied up for insurance。 Mr Shuozhou told reporters about the passenger accident insurance at Taiyuan bus terminus。 He said: " he and his brother ended their holiday tour, on August 23 morning to Taiyuan bus terminus to buy tickets to return to Shuozhou, in the ticket office window have volunteered to buy passengers out of danger tips。 Show the conductor id card to buy two tickets to Shuozhou, originally to Shuozhou ticket each is 84 yuan, but the conductor without my consent to give me two tickets for 86 yuan per ticket and two Pacific insurance company issued by the two passengers accident insurance。 At that time, I questioned whether the car ticket contains the insurance, ready to consult the conductor, behind the queue of passengers many think this is the bus stop " rules", and 2 yuan also doesn't matter。 Mr Duan said " two dollars is small, but not muddled pay。 " visit Taiyuan returned to Shuozhou passengers, many passengers refused to force tying this behavior。

Shuozhou automobile north station stationmaster Zhou Xin confirmed to reporters: " a few years ago Shuozhou bus station had such behavior, then I do not know why the CIRC stopped buying car tickets tied to the practice of insurance。 " Zhou webmaster said, for the bus station to sell insurance is not a strong buy or sell things, each passenger's value orientation is different, some think that a year to a few trips out of the door, it doesn't matter to spend two yuan, more than a guarantee。 But some think that take a ticket accident insurance is redundant, feel more pay 2 yuan wrong。

What kind of insurance is traffic accident insurance

Many passengers ask, this with the ticket to buy accident insurance what is guaranteed？

Yuanping city long-distance bus station deputy webmaster Ren Haiqing said: " in fact, the ticket itself already contains insurance。 The transportation company has purchased body insurance, third party liability insurance, seat insurance, driver's seat insurance and so on for each carrier bus。 For example, you take a train, the car all seats are included in the insurance, in the event of a traffic accident, causing losses to passengers, the company will promptly report to the local insurance company, the insurance company will immediately send someone to the scene for processing, and pay。 And passengers to buy tickets to buy insurance, is the passengers voluntarily buy personal accident insurance, is a passenger car was hit, fall, scratch or traffic accident in addition to the car side compensation in addition to an additional compensation, is the passenger and the insurance company contract relationship, unlike the insurance contained in the ticket, more than one insurance, but also for the safety of passengers more than one point of protection! However, passengers may voluntarily choose to purchase。 Moreover, the conductor must explain to the passengers, with the consent of the consent of the sale。 But as early as June 2013, we stopped selling additional insurance。 " the

According to Linfen city long-distance bus station master Chen introduced: " a few years ago the higher authorities of the bus station to sell insurance catch tight, under the task every year, the annual assessment, ranking, station regulations passengers must buy tickets to buy insurance, resulting in some people have a psychological conflict。 In recent years, the company no longer issued a task, no longer on the insurance sales assessment, and it is strictly prohibited to each station in selling tickets forced tying insurance, general conductor will be in front of the passengers to buy tickets for passengers to carry out safety tips, by the passengers to choose whether to buy。 " he told reporters, in Linfen long-distance bus station nearly one thousand passengers every day, take the initiative to buy insurance passengers accounted for more than eighty percent, shows that now the masses of traffic safety risk consciousness is relatively high, many passengers think buy insurance is to buy peace。

Special correspondent Zhang cheng Jia liqing Wang Donghong he hailiang Yan hongxing correspondent Zhang Wenjun

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