Novice + new car first year auto insurance how to buy the most affordable

Consumers who bought a car a year ago should have completed a car purchase plan in the near future to drive their cars home�� Therefore, the number of private cars on the road will gradually increase from the recent beginning to the spring festival�� Novice new cars on the road, more prone to knock against, especially in the busy traffic during the spring festival holiday, the frequency of accidents is higher�� This issue of " car life" will focus on the content of auto insurance, to provide relevant information for new owners of auto insurance��

For beginners who just got a new car, to start learning car knowledge, the first to bear the brunt of the car insurance�� Many new car buyers, often to have a car friend for advice, " how to buy the most affordable car insurance in the first year�� " in view of the doubts of the novice, remember to interview Shanghai Volkswagen Fuzhou copper plate special maintenance station sales manager Jiang bin, with his years of sales experience, teach some common sense to buy insurance, raise a car to save money is to start from auto insurance��

Insurance in the formal terms of no " full insurance", that is, in addition to the compulsory insurance, there is no so-called must buy insurance or combination of series�� If you are a novice on the road, and a new car, in the first year, the average person will buy more complete�� Wait until the next year to get started, can according to the first year of the situation as appropriate to cut the purchase of insurance�� But if you are careful, in fact, in the first year, also can make some economic choices according to their own situation��

Recommended index for motor vehicle loss insurance: �� ���������

Recommended reasons: motor vehicle loss insurance refers to the natural disaster or accident within the scope of insurance liability of the insured vehicle, resulting in the loss of the insured vehicle itself, the insurer shall pay compensation according to the provisions of the insurance contract�� Car damage insurance as a supplement to the compulsory insurance, it is necessary to buy��

Third party liability insurance recommendation index: u u u u u

Recommended reasons: refers to the type of insurance that the qualified driver causes direct property loss and casualties of a third party due to an accident in the process of using the insured vehicle, and is also used as a supplement to the compulsory traffic insurance��

Riverside told reporters, in fact, insurance cost is nothing more than compulsory insurance, car damage insurance and third party liability insurance�� " in general, this a few together to 3000 yuan, but these insurance is very necessary to buy�� " and generally only need to choose the insured amount of 200000 third party liability insurance��

Special risk recommendation index excluding odds: �� ���������

Recommended reasons: this is useful as a supplement to car damage and third party liability insurance�� Because the general insurance company according to your responsibility in the accident, agreed absolute deductible in about 20 %, means that only about 80 % of the actual loss compensation�� The insurance company will only bear 100 % of the loss compensation in the above two types of insurance by taking out special risks without any odds��

Recommended index of vehicle personnel liability insurance: �� �� ����������

Recommended reasons: the on-board personnel liability insurance shall be responsible for compensating the cost loss caused by the accident of the insured vehicle, resulting in the casualties of the driver or passengers on the vehicle, and the necessary and reasonable rescue and protection expenses paid for reducing the loss��

Riverside believes that according to the cost - effective, the insurance can also be purchased�� " at $ 10,000 per seat, five private cars only cost about $ 200�� This kind of small and practical insurance is worth buying�� " of course, if the car at ordinary times sit only themselves and their families, and bought other commercial insurance, this can save��

Consumers who bought a car a year ago should have completed a car purchase plan in the near future to drive their cars home。 Therefore, the number of private cars on the road will gradually increase from the recent beginning to the spring festival。 Novice new cars on the road, more prone to knock against, especially in the busy traffic during the spring festival holiday, the frequency of accidents is higher。 This issue of " car life" will focus on the content of auto insurance, to provide relevant information for new owners of auto insurance。

For beginners who just got a new car, to start learning car knowledge, the first to bear the brunt of the car insurance。 Many new car buyers, often to have a car friend for advice, " how to buy the most affordable car insurance in the first year？ " in view of the doubts of the novice, remember to interview Shanghai Volkswagen Fuzhou copper plate special maintenance station sales manager Jiang bin, with his years of sales experience, teach some common sense to buy insurance, raise a car to save money is to start from auto insurance。

Insurance in the formal terms of no " full insurance", that is, in addition to the compulsory insurance, there is no so-called must buy insurance or combination of series。 If you are a novice on the road, and a new car, in the first year, the average person will buy more complete。 Wait until the next year to get started, can according to the first year of the situation as appropriate to cut the purchase of insurance。 But if you are careful, in fact, in the first year, also can make some economic choices according to their own situation。

Recommended index for motor vehicle loss insurance: ★ ★★★★★★★★

Recommended reasons: motor vehicle loss insurance refers to the natural disaster or accident within the scope of insurance liability of the insured vehicle, resulting in the loss of the insured vehicle itself, the insurer shall pay compensation according to the provisions of the insurance contract。 Car damage insurance as a supplement to the compulsory insurance, it is necessary to buy。

Third party liability insurance recommendation index: u u u u u

Recommended reasons: refers to the type of insurance that the qualified driver causes direct property loss and casualties of a third party due to an accident in the process of using the insured vehicle, and is also used as a supplement to the compulsory traffic insurance。

Riverside told reporters, in fact, insurance cost is nothing more than compulsory insurance, car damage insurance and third party liability insurance。 " in general, this a few together to 3000 yuan, but these insurance is very necessary to buy。 " and generally only need to choose the insured amount of 200000 third party liability insurance。

Special risk recommendation index excluding odds: ★ ★★★★★★★★

Recommended reasons: this is useful as a supplement to car damage and third party liability insurance。 Because the general insurance company according to your responsibility in the accident, agreed absolute deductible in about 20 %, means that only about 80 % of the actual loss compensation。 The insurance company will only bear 100 % of the loss compensation in the above two types of insurance by taking out special risks without any odds。

Recommended index of vehicle personnel liability insurance: ★ ★ ★★★★★★★★★

Recommended reasons: the on-board personnel liability insurance shall be responsible for compensating the cost loss caused by the accident of the insured vehicle, resulting in the casualties of the driver or passengers on the vehicle, and the necessary and reasonable rescue and protection expenses paid for reducing the loss。

Riverside believes that according to the cost - effective, the insurance can also be purchased。 " at $ 10,000 per seat, five private cars only cost about $ 200。 This kind of small and practical insurance is worth buying。 " of course, if the car at ordinary times sit only themselves and their families, and bought other commercial insurance, this can save。

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