How to buy mortgage car insurance？

Customer call

Ms Deng recently mortgage a car, after the completion of the formalities, the car to go home, the next day to go through the formalities of the door, the results of the next day to buy insurance, guarantee company asked ms Deng must buy insurance is too much, can't understand is that the new car was told must buy self-combustion insurance, if the car really spontaneous combustion phenomenon should not be the problem of the car？ Should be paid by the manufacturer, why do you want to pay to buy the self-combustion insurance, and their parking place is the home of the village and the company to work, theft and rescue is not necessary to buy, ms Deng feel very can't understand。

Car loan specialist

Miss Deng's problem is actually a lot of mortgage owners have met, because the car belongs to the loan vehicles, banks to avoid risk must require customers to buy illegal rescue and self-burning insurance, customers if not repayment of the situation to inform the bank car has been stolen or spontaneous combustion, so this kind of situation customers are not willing to take the initiative to repay, the bank will claim to the insurance company, then the bank loan amount paid by the insurance company without the customer to pay for this, also reduce the risk of customers。 Although Ms. Deng doe not feel that it is necessary to purchase these types of insurance, it is reasonable for that bank, as the lender, to require the customer to purchase these types of insurance, which can reduce the risk of the bank and reassure the customer。

In addition, prospective owners can consult mortgage purchase new car, handling process and cost details can also call the dealer car loan hotline for more detailed information, our car loan consultant will tailor-made for you according to your situation for your guarantee company and bank。 ( the above car loan cases provided by the car loan supermarket, if you have any other questions, you can call Chengdu business newspaper's car loan supermarket hotline 82005858 inquiries )


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