How to buy car insurance is better? Old car owners say experience

   Bought a new car will be on the insurance, but how to buy a new car insurance, buy what kind of insurance, how to buy is really reasonable, this requires owners according to their own conditions and actual driving demand, targeted consideration, at this time is not blind。 So how to buy car insurance is better? We give four ways to help you。

   ( 1 ) should understand some basic knowledge about insurance companies and all kinds of car insurance。 Secondly, due to the premium comprehensive many factors, the calculation is more complex, and the calculation methods of the insurance companies are not the same, should seriously consider how to choose their own insurance companies and how to choose insurance。

   ( 2 ) the insurance company to choose。 Domestic larger public, high standards of claims, claims process is relatively fast, but the relative rate may be higher。 And small companies in general they are not as good as the level of payment lines and other large companies, but usually the rate will be lower, in terms of cost will be more cost - effective, can choose according to their actual situation which insurance company。

   ( 3 ) some insurance is indispensable。 Automobile insurance is divided into main insurance and additional insurance according to the importance. the main insurance includes: vehicle loss insurance and third party liability insurance。 Additional risks mainly include: the whole car theft and rescue, car liability insurance, glass separate broken risk, spontaneous combustion loss risk, excluding special insurance and so on。

   ( 4 ) the owner can choose additional risks according to their own situation。 If your car in daily use has been in a reliable environment, safe parking lot, you can consider non-theft rescue。 If your car is cheap and the premium for glass breakage alone is likely to be between 30 % and 40 % of the windshield itself, it's not cost - effective. consider giving up glass risk。

   How to buy car insurance is better? Old car owners say experience

   Many old car owners have been on the insurance company business hall to insure auto insurance experience, or have bargaining with different insurance agents, general owners will feel that the two traditional auto insurance insurance process is relatively long, especially the latter because of the middle link to join, make the premium prices become different。 With the progress of the times and the acceleration of the pace of life, everyone is looking forward to a better way to insure auto insurance for cars。

   Since last year, many car owners have taken the lead in handling the insurance of auto insurance through the internet。 Insurance company official website launched online auto insurance direct sales channels, because of its good reputation and high quality after-sales service, etc., by the owners of consistent praise。 In the online auto insurance insurance insurance method is very simple, as long as the owner to fill in the relevant information of themselves and vehicles, you can carry out the choice of commercial insurance and compulsory insurance and insurance。 Owners here to choose commercial insurance, you can get a very transparent online quotation, online auto insurance calculator can list very accurate auto insurance quotation and market price for you, the owner can easily know in this platform insurance premium is high or low。

   Online auto insurance is a direct car insurance, save the middle link, is a very cheap car insurance。 After the quotation link, the owner to determine the insurance coverage, you can improve the insurance information and choose the payment method, complete your insurance trip to the " journey" time is surprisingly short, as long as about ten minutes。


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