How to buy car insurance cost - effective？ Teach you how to avoid risk
Car owners friends are very clear, since buy auto insurance, it must be real。 How to buy a car Insurance calculate。 If you want to know the answer to the owners, you must read the whole article, because the following will explain to buy car insurance, should avoid some risks。
1 ): must not save money, but did not buy full insurance
How to buy car insurance cost - effective, some owners after buying a new car, don't know what to buy insurance is more appropriate。 Often in the face of many insurance, will be very confused。 In fact, the owner in his new car insurance, must buy four main insurance, after that can also choose according to their own needs to part of the additional risk。 In general, if it is a new car, can buy stolen rescue, this is very safe and reliable。 If the owner of the car, often used to work, in the unit or district parking, is generally safer。 In addition can also add body scratch risk, in general, some new car owners, in just driving, will inevitably appear scratch。 At the same time, the majority of owners, in the insurance, do not to save premiums, and not full insurance。 Such as a 100,000 yuan car, at least the insured amount to reach about 80,000 yuan, so it seems to be saving money, but once the insured amount is insufficient is even more lost。
2 ): many car owners choose to insure at shop 4 s
Now many car owners choose to buy a car directly in shop 4 s, but overall, the premium of the insurance company will be a little cheaper than shop 4 S.。 The reason why the insurance company will be cheaper than 4 s shop, because the salesman will rebate point directly to the customer, so as to win customers。 There are many owners choose to buy insurance in the car shop, because can enjoy one-stop service, a lot of people are buying a car, is to save trouble, if late service is not considerate, save a little money, there is no any meaning。
3 ): service is far more important than price
Many car owners in the choice of insurance, are very important price and service。 Even if there is a difference, but the price is not worse than Taiyuan, in fact, the service is far more important than the price。 There are many insurance companies under the general terms, will do some adjustment according to the actual situation, when in the selection of the project, must be the actual situation to choose, and calculate the corresponding cost。 How to buy car insurance cost - effective。 I don't know with you said this a few later, everyone knows how。 Just said to buy insurance, don't blindly value the price of insurance, more important is to see the service。 If people don't match the car, in the process of compensation, is also very troublesome。
4 ): be sure to distinguish the weight of people and things
When the owner in the insurance, generally will consider both, that is to increase the strength of the people's insurance, and relatively less。 Because the risk of material is predictable, such as the car is broken can be repaired, but people are impossible, so in insurance, must consider more human factors。
How to buy car insurance cost - effective。 After this explanation, everyone is very clear know, this to the car insurance, to choose carefully, so that you can avoid the occurrence of risk。 Especially some new car owners, to buy insurance for the car, must pay attention to these aspects。
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