[ how to buy car insurance cost-effective ]car insurance how to buy the most cost - effective

Everyone who has a car knows that a car must pay strong insurance�� But is not enough, pay strong insurance in the case of no one hurt, most pay the third damage party 2000 yuan, the third party is the three, is under the premise of your accident liability you collision with you damaged that party, whether people are cars or poles or something��
That is to say, you hit the wall against the tree, you can't get a penny�� You hit someone else's car, no injury, no matter you Porsche, Ferrari, pineapple tits Jetta xiali�� As for the bump, didn't bump dead compensate ten thousand, bump dead look at the highest compensate one hundred and ten thousand, that is not enough��
So when it comes to commercial insurance, many people are deterred by the high price�� Now tell you actually very simple, three main types of insurance, car damage, three, regardless of the loss of insurance�� In general, as long as this is enough�� Especially the three types of insurance, it is best to keep the amount of not less than 200 thousand�� Now I'm going to say why other types of insurance don't work��
Glass risk - one of the garbage insurance, glass risk full name glass broken risk alone, what is broken alone, is your car there is no problem in other places, only when the glass is broken, this time the insurance will work, some people say yes ah many times so only glass is broken, in fact as long as you take the policy to a type 2 repair shop, he can give you 100 % make a false accident, let the glass seems to be caused by the impact, so you can joint damage parts and glass replaced together�� Of course you want to let them go to bump, and if the impact is too likely to lead to high insurance payment amount, so that you can't get the money, money is to let the repair shop away, and the next year your car insurance will be more expensive�� But some car you glass insurance is redundant, the original glass 200 yuan�� Last glass insurance 150, when the insurance expires, do you want to change new glass�� You changed the new glass, premium float, no, waste 150, embarrassed .... . can be replaced by car damage insurance insurance, so the insurance can be said to be one of the most useless insurance��
Scratch risk - similarly, this insurance is the most pithy dad in all insurance, scratch limit, with a value, such as 2000, 5000, 10000, etc., that is to say, when your car was scratched, you can directly go without any accident proof this insurance�� However, the amount paid in one year cannot exceed your predetermined amount, which is 2000,5000,10000�� This type of insurance is very expensive and varies from car to car�� Also like glass, through a simple fake scene accident can use the car damage insurance to pay for repair, type 2 repair shop depends on this to earn money�� They know the ropes well��
Self - combustion risk - I witnessed two spontaneous combustion accident, can say in the vehicle too much pursuit of low price and rough quality today, auto spontaneous combustion accident has been more and more�� Especially the longer the year, the worse the maintenance of the car, the easier it is to cause spontaneous combustion of the engine�� But unfortunately, more than 8 years of car is not spontaneous combustion insurance, insurance companies are not stupid�� This kind of insurance can't protect when useful�� Can only be defined as garbage, and a new car on the first year of self-insurance what is your state of mind .... The new car will burn spontaneously. you find the manufacturer to put it�� There's obviously a quality problem with this car��
Everyone who has a car knows that a car must pay strong insurance。 But is not enough, pay strong insurance in the case of no one hurt, most pay the third damage party 2000 yuan, the third party is the three, is under the premise of your accident liability you collision with you damaged that party, whether people are cars or poles or something。
That is to say, you hit the wall against the tree, you can't get a penny。 You hit someone else's car, no injury, no matter you Porsche, Ferrari, pineapple tits Jetta xiali。 As for the bump, didn't bump dead compensate ten thousand, bump dead look at the highest compensate one hundred and ten thousand, that is not enough。
So when it comes to commercial insurance, many people are deterred by the high price。 Now tell you actually very simple, three main types of insurance, car damage, three, regardless of the loss of insurance。 In general, as long as this is enough。 Especially the three types of insurance, it is best to keep the amount of not less than 200 thousand。 Now I'm going to say why other types of insurance don't work。
Glass risk - one of the garbage insurance, glass risk full name glass broken risk alone, what is broken alone, is your car there is no problem in other places, only when the glass is broken, this time the insurance will work, some people say yes ah many times so only glass is broken, in fact as long as you take the policy to a type 2 repair shop, he can give you 100 % make a false accident, let the glass seems to be caused by the impact, so you can joint damage parts and glass replaced together。 Of course you want to let them go to bump, and if the impact is too likely to lead to high insurance payment amount, so that you can't get the money, money is to let the repair shop away, and the next year your car insurance will be more expensive。 But some car you glass insurance is redundant, the original glass 200 yuan。 Last glass insurance 150, when the insurance expires, do you want to change new glass? You changed the new glass, premium float, no, waste 150, embarrassed .... . can be replaced by car damage insurance insurance, so the insurance can be said to be one of the most useless insurance。
Scratch risk - similarly, this insurance is the most pithy dad in all insurance, scratch limit, with a value, such as 2000, 5000, 10000, etc., that is to say, when your car was scratched, you can directly go without any accident proof this insurance。 However, the amount paid in one year cannot exceed your predetermined amount, which is 2000,5000,10000。 This type of insurance is very expensive and varies from car to car。 Also like glass, through a simple fake scene accident can use the car damage insurance to pay for repair, type 2 repair shop depends on this to earn money。 They know the ropes well。
Self - combustion risk - I witnessed two spontaneous combustion accident, can say in the vehicle too much pursuit of low price and rough quality today, auto spontaneous combustion accident has been more and more。 Especially the longer the year, the worse the maintenance of the car, the easier it is to cause spontaneous combustion of the engine。 But unfortunately, more than 8 years of car is not spontaneous combustion insurance, insurance companies are not stupid。 This kind of insurance can't protect when useful。 Can only be defined as garbage, and a new car on the first year of self-insurance what is your state of mind .... The new car will burn spontaneously. you find the manufacturer to put it! There's obviously a quality problem with this car!


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