How to buy car insurance cost - effective？ Five combinations recommended by experts

　　 Last month, I invited Shen huijie, financial and insurance manager of Dongfeng Nissan Wanfeng store, to explain the basic knowledge of vehicle renewal。 Readers have called to say they would like experts to recommend a more detailed insurance plan。 Therefore, this issue of the car is very helpful to continue to invite Shen manager to answer questions for readers。

　　 Expert disabuse

　　 Wang of this issue: Shen huijie

　　 Position: financial and insurance manager of Dongfeng Nissan Wanfeng specialty store

　　 According to the reader's requirements, Shen manager recommended five sets of insurance portfolio, applicable to different situations of the owner。 The following three options apply to private car owners:

　　 " minimum auto insurance protection scheme" is applicable to the owner of the economy is not too comfortable, low vehicle value, can choose a third party liability insurance and compulsory insurance。

　　 【 basic guarantee scheme 】 on the basis of third party liability insurance and compulsory insurance increase vehicle loss insurance, this combination, the cost is moderate, the loss of their own and the other vehicle basic can be guaranteed。

　　[ economic combination ]on the basis of the basic security plan to increase the non-compensation and vehicle theft and rescue。 Mr Shen called the scheme the best combination of private car owners, reducing the risk of vehicle loss to a very low level。

　　 The other two options are more suitable for private car owners or companies with a comfortable economy。

　　 " the best guarantee scheme" is based on the economic combination to increase seat insurance, the whole car glass insurance。 Recommended this solution, because now the vehicle often does not have a separate garage, and parked on the side of the road, the glass is easy to be smashed。

　　[ complete vehicle protection scheme ]is what we usually call full insurance。 On the basis of the former scheme, add new equipment loss insurance and self-combustion insurance。

　　 Shen manager reminded, choose the right insurance is important, find a reputable insurance company is more important, related to whether can timely and full settlement。 Dongfeng Nissan insurance housekeeper to choose the three major insurance companies, can be the country through compensation: off-site insurance, off-site maintenance, off-site claims。 After out-of-town insurance does not need to return to the insured claims, for often driving in the field of car owners is particularly appropriate。


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