[ how to buy auto insurance is the best ]how to buy a new car insurance is the best

How to buy a new car insurance is the most cost - effective�� In the small part, buy auto insurance first look at the reputation and evaluation of insurance companies, secondly, after screening a number of high-quality auto insurance companies to understand the quotation, finally, according to their actual needs, choose the appropriate insurance scheme��[ ) and a lot of people in the choice of insurance plan often don't know what to buy insurance, whether the full insurance is good, or choose to buy good�� Which are mandatory�� What don't have to buy��

Due to the new car compulsory insurance price is the same, so the small part only commercial auto insurance insurance knowledge sharing�� To understand the need for insurance purchases, look at the data below��

Ping an commercial auto insurance insurance purchase rate table Type of insurance Name of insurance type User purchase rate Principal risk Car damage insurance 9....0. 58 % three risks 99. 66 % illegal rescue 45. 54 % driver seat liability insurance 80. 94 % passenger seat liability insurance 79. 54 % Additional risk Individual glass breakage risk 51. 05 % spontaneous combustion loss insurance 31. 20 % body scratch loss risk 12. 50 % wading loss insurance 23. 30 % reversing mirror, lamp damage insurance 27 alone. 50 % excluding special insurance 99. 05 % from the above data, the main insurance of car damage insurance, three insurance, car personnel liability insurance ( driver seat liability insurance ) and additional insurance of non-compensable special insurance, the purchase rate is more than 80 %, and in the additional insurance, only glass broken risk purchase rate reached 50 %��

White - collar class owners, can buy standard package is more cost - effective, namely car damage + three + car personnel liability insurance + excluding compensation;

More white-collar workers slightly higher income of the owner, can buy all the main insurance additional non - compensable, that is, in the standard package to add illegal rescue, because the probability of new car stolen is higher than the old car, so don't trust friends, can be added, if found unnecessary in the second year, can cancel the purchase of the insurance��

Company executives or responsible person, such as high income level, after the purchase of the main insurance additional non - deductible, according to their own needs to buy the remaining additional risks, but pay attention to, buy full insurance does not mean full insurance, still want to see the terms and conditions to do��

Extra: Xi Cai network auto insurance price comparison platform Has been online, designed for new and old car owners tailor-made the most affordable purchase scheme, maximum rebate 40 %, can be directly cash, save money to see ~ ~

Financial network ( www. Csai. Cn ) is a professional investment and financing and financial products procurement platform�� The website is rich in insurance products, P2P, loans and crowdfunding products, as well as a variety of financial information�� Go Shicai network insurance supermarket , choose suitable insurance products for yourself��

How to buy a good car insurance 2016�� How to buy auto insurance�� Some friends just buy a car, don't know what to buy insurance, in the face of many car insurance, don't know how to start�� ( ]how to buy the most cost-effective car insurance 2016�� Now, let's take a look at it��

In fact, the owner in his new car insurance, must buy four main insurance, after that can also choose according to their own needs to part of the additional risk�� In general, if it is a new car, can buy stolen rescue, this is very safe and reliable�� If the owner of the car, often used to work, in the unit or district parking, is generally safer�� In addition can also add body scratch risk, in general, some new car owners, in just driving, will inevitably appear scratch�� At the same time, the majority of owners, in the insurance, do not to save premiums, and not full insurance�� Such as a 100,000 yuan car, at least the insured amount to reach about 80,000 yuan, so it seems to be saving money, but once the insured amount is insufficient is even more lost��

How to buy auto insurance�� Many car owners in the choice of insurance, are very important price and service�� Even if there is a difference, but the price is not worse than Taiyuan, in fact, the service is far more important than the price�� There are many insurance companies under the general terms, will do some adjustment according to the actual situation, when in the selection of the project, must be the actual situation to choose, and calculate the corresponding cost��

And must distinguish the weight of people and things, when the owner in the insurance, generally will consider both, that is to increase the strength of people's insurance, and things are relatively reduced�� Because the risk of material is predictable, such as the car is broken can be repaired, but people are impossible, so in insurance, must consider more human factors��

Financial network ( www. Csai. Cn ) is a professional investment and financing and financial products procurement platform�� The website brings together domestic authoritative P2P network loan products, personal loans and crowdfunding investment and wealth management products, as well as credit cards, funds, insurance and other more information, welcome to pay attention to the financial network��

March 23 news, apple's new iphone se, 9. The 7 - inch ipad pro has already opened an appointment. in addition to the official website, users can make reservations on jd.com, tmall and suning.com, so the prices are the same. which platform is the reservation good��

Obviously, the official website is not what discount, reading online survey found that of all booking platform, jingdong offers the most preferential, now in jingdong booking iphone se, 9. The 7 - inch ipad pro offers four benefits:

1, broken screen new risks: Anyone who participate in an appointment and orders for new iphone product by April 9 will be eligible for a new screen break�� During the service period, the mobile phone can enjoy a new service due to accidental screen fragmentation��

2, with the old new: Booking iphone se, 9. 7 - inch ipad pro, iphone 5 full series ( iphone 55c5s ) ipad full series participate in trade-in activities and receive an additional 100 yuan jingdong e - card��

3. jingdong white stripe / campus white stripe: Users who purchase new iphone products by placing an order during the event are entitled to at least no coupon interest-free coupon for issue 6 of the white stripe ( ipad pro 12 )�� Campus white note users will be interest-free for 12 issues without receiving coupons, and can be superimposed with white note full coupon, east coupon and Beijing coupon��

4. jingdong reads the card freely throughout the year: Where an iphone se / 9 is ordered within a specified period of time. 7 - inch ipad pro users will receive one copy of jingdong's year-round card reading redemption code��

Other platforms, tmall, ant gold suit, apple company work together to provide tmall users“ 0 down payment 3 interest-free period” Activities, Suning easy to buy is not preferential��

The iphone se is apple's back-to-back mini - screen, with a 123 - gauge body. 8 * 58. 6 * 7. 6mm, almost identical in shape to the iphone 5s, except that the bezel has been chamfered to a matte finish that is more wear-resistant and is configured to match the iphone 6s��

The iphone se features a 4 - inch 1136 * 640 resolution display, an apple a9 processor, 2 GB of ram retained, a 12 million / 1.2 megapixel rear camera, full netcom support, and the latest io S9 pre - installed. 3 official version of the system��

In addition, the new 9. The 7 - inch ipad pro is also scheduled from today, with a powerful configuration and screen resolution of 2048 x 1536 retina level, supporting the new true tone technology, allowing the screen to automatically change color display according to external light, making it more accurate and natural�� Supported with 64 - bit a9x processor ( slightly frequency down ) and M9 co - processor“ Hey Siri” Voice wake-up with 2gb ram, 12 megapixel camera with the same rear as iphone 6s and se, powerful photo - taking��9. The 7 - inch ipad pro body size is 240 * 169. 5 * 6. 1 mm, 437 g, extremely light and thin, with four additional speakers retained, as well as apple pencil and smart connector external keyboards��

The iphone se has new rose gold colors, including silver, gold and deep-space grey. the 16 GB version sells for 3288 yuan, while the 64 GB version sells for 4088 yuan��9. The 7 - inch ipad pro also offers rose gold, silver, gold and deep space grey versions, with 32gb / 128 GB / 256 GB selling for 4388, 5388 and 6388 yuan, respectively. the two products will be officially launched on March 31, and users are expected to receive them as soon as possible��

To sum up, read online think in jingdong book two new apple products or more cost - effective, how do you think��

Iphone se reservation address: click this direct ( jingdong )

Website purchase address:

Iphone se reservation address: click this direct

9. 7 - inch ipad pro reservation address: click this direct

New apple watch: click this direct

9. The 7 - inch ipad pro is better than the surface 3 configuration?

How is the iphone se new machine activated? Apple mobile phone activation graphic tutorial

Apple ipad pro 9. 7 - inch contrast 12. The 9 - inch grief-stricken a9x chip is down - converted

The most through the apple 6 is about to start selling, want to know how to buy the iphone 6 bare machine is the most cost - effective, where to buy the most cost - effective, today small editor will tell you the way, want to start with the iphone 6 friends can see below��

At present, we can find the selling price information of naked iphone 6 and iphone 6 plus in the first nine countries or regions on the official website of apple�� From this table, we can see the price difference of different versions of iphone 6 and iphone 6 plus in different countries�� By comparison, the final iphone 6 ( 16gb ) minimum price is a Japanese version, equivalent to about 3917 yuan�� But throughout the past, the Japanese iphone is basically a locked-in phone, so consumers are not advised to choose�� Aside from the Japanese version, the cheapest version of the iphone 6 ( 16gb ) is the U.S version, which is currently available on apple's official website�� Apple iphone 6 plus ( 16gb ) side of the lowest price is the United States version, selling for about 4596 yuan��

How much does iphone 6 sell for 4. 7 inches and 5. 5 " iphone 6 phone line price difference

When will the iphone 6 go on sale�� Apple iphone 6 launch specific time introduction

Samsung held a press conference in Beijing on August 26, when a new generation of flagship mobile phone galaxy note 7 officially met with domestic users�� At the conference, Samsung did not disclose the specific price in mainland China, but after the conference, Samsung galaxy note 7 quickly launched various domestic e-commerce platforms, and opened the book, selling for 5988 yuan��

The bank's selling price basically met expectations, did not bring too many surprises�� I'm afraid there are some problems to be solved for the users who intend to buy the machine, buy the bank or buy parallel goods�� Which version is the cheapest when you buy parallel goods�� What are the differences between parallel versions�� Where is the best place to buy guohang�� These questions are really a headache, the following details are concerned about the purchase of the problem to analyze and analyze, together to see to understand��

S pen upgrade again�� First, on the hardware, note 7 is equipped with s pen pressure level to 4096, the higher the pressure coefficient, the more can simulate the real pen to write the touch of the picture�� Functionally, this s pen supports capturing 15 - second gif, adding translation, amplification, and merging extinguish flash with alwayon display to display recorded content without opening the entire screen, and is more powerful��

Top - level hardware performance�� In terms of hardware performance, the Samsung galaxy note series has been at the top of the industry almost all the time, with a dual version of the Xiaolong 820 + exy nos 8890 processor, 4gb lpdd R4 running memory and 64gb ufs 2. 0 high-speed flash, is undoubtedly the industry's top��

Ip68 waterproof�� Not only does Samsung galaxy note 7 support ip68 - class dust and water resistance throughout the body, but s pen, made of rubber and silicone sealing material, can also be operated in water after being withdrawn from the body��

Iris recognition�� With so few mobile phones currently equipped with iris recognition, Samsung galaxy note 7's iris recognition feature has attracted much attention�� Although it has good performance in recognition speed, accuracy and safety, but the practical application will be greatly reduced by wearing glasses, environmental light intensity and other factors��

Top photo�� Samsung galaxy note 7 is no different from S7 series in camera hardware, but the algorithm has been optimized again, the imaging effect is better, especially in the night photography is beyond the reach of no one, defending the crown photo benchmark crown��

After an overview of the Samsung galaxy note 7 product, let's get down to business, starting with the difference between versions of the phone and the price information��

Each major e-commerce booking approach is similar, but each has its own preferences, might as well carefully compare before booking, see which e-commerce platform preferential policies for their most appropriate�� First list a table for everyone, don't like to see a lengthy introduction can be compared through the table, choose suitable for their own platform��

At present, the official website of Samsung China and various domestic e-commerce platforms have already opened the appointment of Samsung galaxy note 7, including jingdong mall, Suning shopping mall, tmall shopping mall and so on, and your Samsung galaxy note 7 can be easily reserved through the e-commerce platform�� All domestic e-commerce platforms start shipping on September 1, and the goods can be received on September 1 as soon as possible��

Comparison of different e-commerce platforms in Samsung galaxy note 7 Electronic business platform Gift giving

Characteristic service Other " Samsung official website" multifunctional travel bag / wireless charger

64gb otg metal mobile phone u disk

The total value of that invisible protective shell is about 500 yuan

12 installments interest - free

As low as 499 yuan / month

Booking lottery

Half a year broken screen risk

Call fee ( 10 - 200 )

" jingdong mall" HP printer / Samsung note 7 original mobile phone shell

Samsung original vertical wireless fast charging charger

Samsung a10 bluetooth speakers total value of about 715 yuan

24 installment interest free

As low as 249. 5 yuan / month

One hour delivery

Booking lottery

Half a year broken screen risk

" Suning easy to buy" Samsung original wireless charger / transformers bluetooth speakers

Music mind expert ring / Samsung note 7 protective shell

100 yuan red envelopes ( limited to 70 thousand ) worth about 700 yuan

12 installments interest - free

As low as 499 yuan / month

( open optional pay )

Booking lottery

Half a year broken screen risk

Trade in old ones

" tmall mall" 100 cat cash points / Samsung original wireless charger

64gb Samsung memory card / wheat open intelligent cup / protective shell

The total value of the film / 100 yuan red envelopes ( available from the sun ) is about 800 yuan

12 installments interest - free

As low as 499 yuan / month

Booking lottery

Half a year broken screen risk

Call fee ( 10 - 200 )

" Gome online" 200 yuan accessories coupon / wireless charging board

The total value of the original mobile phone case package is about 500 yuan

Save for nothing

Trade in old ones

" shop 1" bluetooth headset / selfie lever / 64gb memory card

The total mobile power value is about 300 yuan

Draw without reservation

Half a year broken screen risk

Trade in old ones

At home, for Samsung galaxy note 7 mobile phones, in addition to the national bank, can buy parallel versions are generally European, American, hong kong and Korean version�� The main difference between the major versions of the processor, Europe and the Korean version is the Samsung exy nos 8890 processor, while the United States version, hong kong version and the national line is equipped with high-pass Xiao dragon 820 processor�� In terms of processor performance, Samsung exy nos 8890 slightly inferior to the Xiao long 820, but the gap is very small, not enough as a reference factor for the purchase of the machine�� Other aspects, except guohang, the rest of the versions are printed on the top of the front of the phone“ Samsung” Logo, European version, Korean version does not support dual card dual stay��

In terms of price, Samsung has announced the sale price of galaxy note 7 in the United States, the United kingdom, hong kong, south Korea and Taiwan, respectively, 849. Us $ 99 ( RMB 5640 ), uk 699 ( RMB 6177 ), hk $ 6198 ( RMB 5300 ), south Korea 1087000 won ( RMB 6604 ), Taiwan 26900 nt $ 5711�� But at present, Samsung galaxy note 7 has not been officially launched in any region, so the above converted into RMB price can only be used as a reference, the actual price of parallel mobile phones in mainland China will also be affected by the number of sources, distribution channels and other aspects, the actual price will be a large gap with the official price of each region�� And at the beginning of the sale, parallel mobile phone prices will also be relatively large fluctuations�� The hong kong edition remains the most commercially available version of Samsung's flagship model, combined with the published official price��

Three, Warranty policy on parallel mobile phones

For users who plan to buy parallel phones, the biggest concern may be warranty issues�� With regard to the hong kong version, Samsung's official warranty policy is that Samsung machines purchased in formal shopping malls in hong kong and Macao can be guaranteed at designated customer service centers on the mainland with the purchased bills�� But for the average user, in terms of mainland parallel purchase channels, whether electronic stores or Taobao merchants, the vast majority are unable to provide formal purchase bills�� So for most users to buy the hong kong version of Samsung mobile phone, basically is unable to enjoy the official warranty service�� This, still need to consider carefully before buying the machine��

The rest of the parallel version of the domestic are unable to enjoy official warranty service�� But in fact also just as well, because now in Taobao or e-commerce channels to buy parallel mobile phone under normal circumstances, businesses will provide free one year or more shop warranty, purchase in Taobao choose high credibility of the business to buy�� At present, jingdong, Suning and other well-known domestic e-commerce channels have third-party businesses, and the sales behavior of these businesses on the platform is subject to the supervision of the platform and can be purchased with confidence��

Let's see the bank of China first�� At present, the official website of Samsung China and various domestic e-commerce platforms have already opened the appointment of Samsung galaxy note 7, including jingdong mall, Suning shopping mall, tmall shopping mall and so on, and your Samsung galaxy note 7 can be easily reserved through the e-commerce platform�� All domestic e-commerce platforms start shipping on September 1, and the goods can be received on September 1 as soon as possible��

Each major e-commerce booking approach is similar, but each has its own preferences, might as well carefully compare before booking, see which e-commerce platform preferential policies for their most appropriate�� Let's look at it one by one��

For flagship phones such as Samsung galaxy note 7, e-commerce and are generous gifts, jingdong this time sent out including HP printers, Samsung note 7 original mobile phone shell, Samsung original vertical wireless charger, Samsung a10 luxury gift pack�� These gifts are currently on sale at jingdong mall. the current price is 715 yuan, whether or not they are needed, but at least jingdong is sincere��

In addition to the above physical gifts, jingdong mall also provides a maximum of 24 issues of interest-free white paper service, with a minimum of 249 per issue, if payment is completed on September 1 - 2. 5 yuan�� This for most college students even there is no repayment pressure, this offer is more attractive�� However, it is important to note that the 24 - installment interest-free benefit is only available if payment is made on or after September 1 - 2., if payment is made on or after September 3, only the 3 / 6 / 12 - installment white note interest-free benefit with a 50 % discount on 24 - installment interest rate will be available��

Other services, such as the purchase of 100 yuan e card ( only available for purchase of jingdong proprietary products ), trade - in, half a year broken screen saver and so on, don't look so attractive, especially like 0 yuan booking lottery, is invisible��

Similarly, there are many gifts in Suning easy to buy: original wireless charger + transformers bluetooth speaker + smart bracelet + protective shell + 100 yuan red envelopes ( limited to 70,000 )��

In addition to the physical gifts, Suning easy to buy is prepared to calculate the lucky draw, the prize pool contains 7 Samsung galaxy note 7 phone + 7 Samsung galaxy C7 phone + 200 bluetooth headset + 200 self-timer + 200 mobile power + 10,000 20 yuan mobile phone accessories coupons�� In addition, note 7, the first 200 single-payment purchases on the day of the launch, will receive one from Samsung gear vr2 ( valued at around $ 1,000 )�� But for most people, the prize is invisible, the actual benefits can fall into the hands of consumers may not be much��

Tmall mall's routines are similar to jingdong mall as a whole, mainly in three categories: accessories gift package + installment interest-free + lottery�� Accessories gift package includes: 100 cat cash points + Samsung original wireless charger + 64gb Samsung memory card + smart cup + 6 months broken screen risk and protective shell, film, sun single hundred red envelopes, etc�� One of the highest value of gifts should be intelligent water cup ( judged by the product figure should be wheat open 2 generations ), worth about 349 yuan�� The total value of the physical gifts is about 800 yuan��

Tmall also provides interest-free installment service as well as jingdong mall, with maximum support for 12 installment interest-free service, which requires repayment of 499 yuan per month�� Lottery, tmall mall prize pool: 1 Samsung galaxy S7 + 3 Samsung galaxy C7 + 100 bluetooth speakers + 200 otg 32 GB u disk + 20,000 pieces of spare parts vouchers��

1 shop offers 0 yuan reservation service, reservation users can get including bluetooth headset + self - timer + 64gb memory card + mobile power supply accessories gift bag�� Of course, No. 1 store also prepared a lottery, bonus pool: 1 Samsung note 7 2000 yuan worth of vouchers 1 + 50 pieces of iqiyi monthly card + 10 monkey stereo + 15 Samsung memory card�� Obviously, the discount offered by shop No. 1 has no advantage in front of several former e-commerce companies No. 4�� By the end of the draft, the official page shows a total reservation of not more than 100 people��

Look at the parallel version�� For most users, offline retailers are the main channel for purchasing parallel mobile phones�� In fact, now, there are many online on-line parallel mobile phone purchase platform�� First of all, we are familiar with Taobao, although Taobao fish and dragon mixed, water is deep, but the Samsung galaxy note 7 has just been released, there is no possibility of a new machine on the market, the current can also rest assured�� Taobao merchants are numerous, the price is Taobao's main advantage�� In addition to Taobao, in jingdong mall global purchase page, also has a parallel version of note 7 is on sale, jingdong global purchase merchants in jingdong platform supervision, in the supply and after-sales service providers are relatively more secure, also can rest assured to buy��

Five, About 0 yuan reservation and 99 yuan reservation

Among the major e-commerce platforms, jingdong mall accepts RMB 0 reservation and RMB 99 reservation at the same time, while other e-commerce platforms accept RMB 0 reservation or RMB 99 reservation at the same time, which varies from case to case�� For jd.com, the general difference between the two approaches is that the supply of pre-booked users will be given priority protection, while pre-booked users will have to snap up on September 1st sales day�� I believe there will be a lot of users there is such a worry, pay the deposit after if you change your mind don't want to buy, how to do�� The deposit can't be returned��

According to the predetermined rules“ The deposit will not be refunded without the merchant's liability” , e-commerce platform does have reason not to refund the deposit�� However, to know the major mainstream e-commerce platform also support at the same time“ 7 days without reason to return” , even after paying the deposit don't want to buy, also must pay the end of the payment, complete the purchase, and then to 7 days without reason to return�� And the deposit is included in the total price of goods, will be returned at that time�� Don't question whether it works, remember the scheduled event for Samsung galaxy S7 edge Batman, and I did that�� Therefore, the 0 yuan reservation can basically be a decoration, so it is recommended that the intention to buy Samsung galaxy note 7 users try to pay a deposit to make a reservation��

Summary :

In terms of the price of each version of Samsung galaxy note 7, there is no doubt that the hong kong version has the most advantage in price, but unless it is purchased by the regular channels of hong kong mobile phone, otherwise it is basically unable to enjoy warranty service in mainland China, advantages and disadvantages�� Although guohang selling price is about 700 yuan more expensive than hong kong version, but we also see in the major e-commerce booking activities, are given a variety of concessions, accessories, interest-free and so on, if not necessarily want to buy bare metal, guohang version is also a very affordable choice, and hong kong version can't enjoy the official warranty�� Therefore, for the majority of users, I suggest to buy guohang, and after comparing the booking activities of the major e - commerce, jingdong mall preferential profit margin is the largest, obvious advantage, suggested to pay a deposit for reservation��

The above is a summary of the small edition of Samsung note 7 version comparison + purchase strategy, you can refer to, I hope it will help you�� Welcome to continue to pay attention to reading other information��