Buy auto insurance is full of pit old driver how to choose the right
Buying a proper insurance for your car is a must for every owner's friend�� But how to buy insurance, how to choose the insurance company and insurance products is economical��
In general, the more insurance you choose, the higher the premium, so learn to match properly, in order to minimize the risk��
Compulsory insurance is to buy insurance, commercial insurance can choose as appropriate�� Commercial insurance mainly includes: motor vehicle loss insurance, third party liability insurance, theft and rescue, vehicle personnel insurance, scratch insurance, etc�� According to the owner's driving experience, car storage place, driving environment and other factors can choose their own needs of insurance��
For example, most novice drivers have less driving experience, and it is clearly not enough to cover only compulsory insurance�� Therefore, the insurance product is naturally the more the better, especially the body scratch risk, can make up for the novice on the road scratch caused by the body loss�� And for the garage, residence security conditions better customers, choose to buy illegal rescue, so that you can save insurance costs��
The use of vehicles is also an important factor in deciding what to buy insurance, if it is a commercial truck, it is necessary to consider some more three liability insurance higher insurance requirements; If it is the enterprise, the authority of the vehicle, you can consider more actual needs of additional insurance; Such as often driving rainwater road owners, can consider the engine wading loss insurance; Additional equipment added to the car, you can consider buying new equipment loss insurance; And excluding deductible ( rate ) additional risks, you can will be responsible for the liability should be passed on to the insurance company, the general owners are insured, which can help the owner save a lot of money��
In addition, the quality of service of insurance companies directly determines the rights and interests of customers in claims, so consultation, appointment, reporting, complaints, rescue and return visit and other service project quality is also the choice of insurance companies need to be considered��
How to choose
Car insurance suitable for oneself
Novice driving new car: auto insurance loss insurance, third party liability insurance, whole car theft and rescue, glass broken alone, others malicious behavior loss insurance, car ( personnel ) liability insurance��
In addition to the possibility of new car spontaneous combustion is small, can not be insured for spontaneous combustion loss insurance, other risks is a novice to open a new car must consider the contents of the insurance, the three liability insurance is best to cover a higher limit of compensation��
Novice driver: auto insurance loss insurance, third party liability insurance, auto ignition loss insurance, car ( personnel ) liability insurance��
Car accident is fierce than the tiger, safety consciousness don't slack off because of driving the old car�� Old car glass crack seam, as long as does not affect the driving, will also be able to, so the glass broken risk alone can also be insurable, old car equipment, the necessity of new increase equipment loss insurance is not big�� It is because of the old vehicles, so the possibility of spontaneous combustion increases, the insurance loss of spontaneous combustion insurance is the best choice��
Veteran driving new car: auto insurance loss insurance, third party liability insurance, whole car theft and rescue, broken glass alone, others malicious behavior loss insurance, car ( personnel ) liability insurance, no-fault loss compensation insurance��
In the case of new cars, insurance companies can handle the risk of glass breakage alone and other malicious acts�� Due to the veteran risk probability is reduced, you can choose not to compensate 0, but no-fault loss compensation insurance, or we recommend you to insure, in order to improve the degree of protection��
Veteran drivers: auto insurance loss insurance, third party liability insurance, auto-ignition loss insurance, newly added equipment loss insurance, no-fault loss compensation insurance��
I'm afraid the old car oil circuit, circuit system is not very reliable, insured spontaneous combustion loss insurance, can let you in driving more than a guarantee�� Car compared with people, people are more important, so the car personnel liability insurance is essential�� Because of the old car road, in the process of driving in order to prevent the vehicle itself caused by the problem of no fault liability accident, it is best to choose no fault loss compensation insurance, improve the degree of guarantee��
( original title: buy auto insurance is full of pit " old driver" how to choose the right )
Buying a proper insurance for your car is a must for every owner's friend。 But how to buy insurance, how to choose the insurance company and insurance products is economical？
In general, the more insurance you choose, the higher the premium, so learn to match properly, in order to minimize the risk。
Compulsory insurance is to buy insurance, commercial insurance can choose as appropriate。 Commercial insurance mainly includes: motor vehicle loss insurance, third party liability insurance, theft and rescue, vehicle personnel insurance, scratch insurance, etc。 According to the owner's driving experience, car storage place, driving environment and other factors can choose their own needs of insurance。
For example, most novice drivers have less driving experience, and it is clearly not enough to cover only compulsory insurance。 Therefore, the insurance product is naturally the more the better, especially the body scratch risk, can make up for the novice on the road scratch caused by the body loss。 And for the garage, residence security conditions better customers, choose to buy illegal rescue, so that you can save insurance costs。
The use of vehicles is also an important factor in deciding what to buy insurance, if it is a commercial truck, it is necessary to consider some more three liability insurance higher insurance requirements; If it is the enterprise, the authority of the vehicle, you can consider more actual needs of additional insurance; Such as often driving rainwater road owners, can consider the engine wading loss insurance; Additional equipment added to the car, you can consider buying new equipment loss insurance; And excluding deductible ( rate ) additional risks, you can will be responsible for the liability should be passed on to the insurance company, the general owners are insured, which can help the owner save a lot of money。
In addition, the quality of service of insurance companies directly determines the rights and interests of customers in claims, so consultation, appointment, reporting, complaints, rescue and return visit and other service project quality is also the choice of insurance companies need to be considered。
How to choose
Car insurance suitable for oneself
Novice driving new car: auto insurance loss insurance, third party liability insurance, whole car theft and rescue, glass broken alone, others malicious behavior loss insurance, car ( personnel ) liability insurance。
In addition to the possibility of new car spontaneous combustion is small, can not be insured for spontaneous combustion loss insurance, other risks is a novice to open a new car must consider the contents of the insurance, the three liability insurance is best to cover a higher limit of compensation。
Novice driver: auto insurance loss insurance, third party liability insurance, auto ignition loss insurance, car ( personnel ) liability insurance。
Car accident is fierce than the tiger, safety consciousness don't slack off because of driving the old car。 Old car glass crack seam, as long as does not affect the driving, will also be able to, so the glass broken risk alone can also be insurable, old car equipment, the necessity of new increase equipment loss insurance is not big。 It is because of the old vehicles, so the possibility of spontaneous combustion increases, the insurance loss of spontaneous combustion insurance is the best choice。
Veteran driving new car: auto insurance loss insurance, third party liability insurance, whole car theft and rescue, broken glass alone, others malicious behavior loss insurance, car ( personnel ) liability insurance, no-fault loss compensation insurance。
In the case of new cars, insurance companies can handle the risk of glass breakage alone and other malicious acts。 Due to the veteran risk probability is reduced, you can choose not to compensate 0, but no-fault loss compensation insurance, or we recommend you to insure, in order to improve the degree of protection。
Veteran drivers: auto insurance loss insurance, third party liability insurance, auto-ignition loss insurance, newly added equipment loss insurance, no-fault loss compensation insurance。
I'm afraid the old car oil circuit, circuit system is not very reliable, insured spontaneous combustion loss insurance, can let you in driving more than a guarantee。 Car compared with people, people are more important, so the car personnel liability insurance is essential。 Because of the old car road, in the process of driving in order to prevent the vehicle itself caused by the problem of no fault liability accident, it is best to choose no fault loss compensation insurance, improve the degree of guarantee。
( original title: buy auto insurance is full of pit " old driver" how to choose the right )
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