After the 2015 auto insurance new deal, how to buy insurance insurance appropriate？ Personal feeling scratch insurance can not buy, if scratch out a premium

Strong insurance will buy, plus three, car damage, seat and non - compensable。 That's ok / / e, and less than thirty thousand kilometers！


If the last year out of danger, there is no compensation preferential coefficient rise

Escort auto insurance consultant to answer for you

Escort auto insurance to remind you of auto insurance reform:


2, no compensation preferential coefficient; This means that there has been no risk for several consecutive years. please refer to the table below for the change of this coefficient. Baidu, the original price of 3.000 yuan commercial insurance at this time into 1215 yuan. 85, the average mileage coefficient is 0, the main impact of commercial insurance benefits. Jpg " / >

3. 0: the coefficient is the floating coefficient, and the range is 1. 3 to 2, then the next year when you cover your preferential rate will be from 0, the car insurance preferential rate to 0, this year your commercial insurance price to 2065. 5 yuan, such as insurance + excluding free compensation, you can enjoy 0, up 1215 yuan,

Before the reform, the preferential rate of commercial insurance is obtained by multiplying four coefficients, which are " multiple insurance preferential coefficient". 6885。 Your business risk last year was 3,000 yuan. 9...9。



For example:

If you hadn't been out of danger last year. Jpg " esrc =" http。 If you haven't been out of danger in the previous 4 years, no compensation preferential coefficient of 0: / / e, if you meet the conditions。 This offer is automatically given by the insurance company platform. 405 to 0. 81 ( 0, but there is a risk this year, no compensation preferential coefficient will become at least 1, non-old new model coefficient choose the lowest 1, then the four factors multiplied by the car insurance preferential rate of 0 this year. 9 * 1 )！ Commercial insurance amount from 1215 yuan to 2430 yuan, the average mileage coefficient: each insurance company can control. Com / zhidao / pic / item / c 9 FCC 3c ec3 fdfc 03 a E8 b5 Fe 7d 33 f 8794 a5 c 226 f 9. Jpg " target =" _ blank " title =" click to view the big picture " class =" ikqb _ img _ alink " >


4, old new model coefficient. Hi photos. Baidu. Com / zhidao / wh % 3 d600 % 2 c800 / sign = 8c9f 71768167 aaddc 77 db1 e 43 a 7e c / c 9 FCC 3c ec3 fdfc 03 a E8 b5fe 7d 33 f 8794 a5 c 226 f 9。


Similarly, if there is no insurance for four consecutive years, no compensation preferential coefficient ( see table above ) to 0. 5, the other three coefficients unchanged. 9 * 1 * 0. Hi photos. Baidu. Com / zhidao / wh % 3d 450 % 2c 600 / sign = 7623 a771 c8 CD 4b 31 cf 0699 cbfb 2e 60 b 49 / c 9 FCC 3c ec3 fdfc 03 E8 b5fe 7d 33 f 8794 a5 c 226 f 9, average mileage coefficient, old new model coefficient "。


1. preferential coefficient of multiple insurance types: after the three insurance types and any other insurance types are insured ( including the three insurance types excluding non - compensation ), the preferential coefficient can be enjoyed, and the coefficient can be adjusted according to the actual use and risk situation of the vehicle. 405, the average mileage of less than 10000 km / year, and this year the insured three risks + three are not exempt from compensation, this year's multi-insurance preferential coefficient is 0


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