How to buy a car insurance cost-effective spend at least money to avoid the biggest risk


 　　 Generally speaking, car insurance is composed of several small insurance, how to combine the most suitable for their own insurance is a university asked。 Today small Beijing used car ( http: / / bj. Cn2che. Com / ) will give you organize the car insurance how to buy cost - effective, like what 4 s shop recommended seat insurance, glass insurance, theft and rescue, scratch insurance can be exempted from, and the third party liability insurance coverage increased significantly。

汽车保险，汽车保险怎么买划算

　　 How to buy cost-effective car insurance no1, transfer of uncertain risk

　　 The intention of buying auto insurance is to transfer the greatest uncertainty risk with the smallest cost, and it is meaningless to spend money to buy some of the risks。 For example, some of the non-compensable compensation is hundreds of dollars, and some small friction accident, if you want to go to claim, then the next year the insurance company will increase the premium, calculate the loss outweighs the gain。 As seat insurance, generally a car insurance each seat out of danger compensation of up to 10000 yuan, if you can afford to completely, can consider the insurance。

　　 Car insurance how to buy cost-effective NO2, according to the needs of the combination

　　 According to their own situation to develop car insurance, some small probability won't happen accident can not buy don't buy, such as your car just commute a line of walking at two o' clock, and units and residential areas have monitoring, you can not buy illegal rescue, glass broken risk, scratch risk alone。 Second, if it is a new car, then the previous years of spontaneous combustion loss insurance don't buy。 Auto spontaneous combustion is caused by old car line aging and other reasons, the new car basically didn't have this kind of problem。

　　 How to buy cost-effective auto insurance no 3, full insurance liability

　　 Third party liability insurance must buy, and the amount of insurance to be large。 Although the probability of a big accident is not big, but accidentally hit people or novice drive luxury cars, so compensate up but will go bankrupt。

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